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Privacy Policy

Last Updated: February 2026

PensionFlex ("we", "our", or "us") is a UK-based entity. This policy explains how we handle your data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

1. Data Processing (Transient Calculations)

To provide accurate results, we process your financial data as follows:

  • Transient Processing: When you click "Calculate," your inputs (salary, age, etc.) are sent to our secure calculation engine via an API. This data is used only for the duration of the calculation.
  • No Permanent Storage: We do not save or store your financial inputs on our servers once the calculation is complete. Once the results are returned to your browser, the data is removed from our server's memory.
  • Anonymous Inputs: We do not collect names or email addresses in this version. The numbers processed are anonymous and cannot be linked back to you personally by our calculation engine.

2. Google Analytics & Cookies

We use Google Analytics to understand how visitors interact with our site.

  • Data Collected: This includes your IP address, device type, browser version, and pages visited.
  • Purpose: This helps us improve the user experience and monitor site performance.
  • Cookies: Google Analytics sets cookies on your device to distinguish users. You can manage your preferences or opt-out of tracking via your browser settings.

3. Session Storage

Instead of cookies, we use your browser's Session Storage to save your calculator inputs (Salary, Age, Pension Pot).

  • Benefit: This allows you to refresh the page without losing your work.
  • Privacy: This data stays 100% on your device and is cleared when you close the browser tab. We cannot see, access, or store this data on our servers.
  • Control: You can clear this data at any time by closing the tab.

4. Your Rights

Under the UK GDPR, you have the right to access, rectify, or erase your data. You can exercise these rights by:

  • Clearing your browser's local storage and cookies to remove all local records.
  • Contacting us at the email below for any inquiries regarding analytics data.

5. Contact Us

For any privacy inquiries, please contact:

privacy@pensionflex.co.uk